Cheap Car Insurance in Virginia- Virginia is well known for its Virginia Beach. The “Old Dominion” also has attractive destinations like the Blue Ridge Mountains, Jamestown and Shenandoah Valley which brings more visitors to Virginia. Hence, Car insurance is considered to be mandatory and security for the motorists and Car owners in Virginia.
No need to be worried of the process. Now everything has come into the hands and the procedures are as simple as possible. It starts with filling a form and being eligible for the insurance claims with very simple steps. Call your insurance company and get the policy immediately without any hassle.
Best Car Insurance Companies In Virginia –
- 21st Century Insurance
- Liberty Mutual Insurance
- Safeco Insurance
- General Insurance
- Direct Insurance
- Elephant Auto Insurance
- Mercury Insurance
- Plymouth Rock
- California Casuality
- Dairyland Auto
- First Chicago
What are the minimum car insurance requirements in Virginia?
Virginia law requires that you have liability insurance on all your registered vehicles and that you keep proof of insurance in your vehicle(s) at all times. The minimum required insurance is:
- Bodily Injury Liability coverage of at least $25,000 to cover injury or death to any one person that results from an auto accident, and $50,000 to cover injuries to or death of more than one person resulting from a single auto accident.
- Property Damage Liability coverage of at least $20,000 to cover damage to the property of others caused by an auto accident.
- Uninsured Motorist coverage of $25,000 for bodily injury per person and coverage of $50,000 per accident, and $20,000 in property damage to cover damage coverage per accident.
Coverage options can be combined into a custom-made policy, and include:
- Uninsured/underinsured motorist
- Rental reimbursement
Also, you may be eligible for discounts that you weren’t aware of, such as:
- Accident free
- Good student
- Advance quote
- Senior driver
- Defensive driver course
- Farm use
The annual premiums below are based on auto insurance coverage that adds uninsured / underinsured motorist coverage, medical payments, and some comprehensive and collision protection in addition to the minimum insurance liability limits in the state of Virginia.
Based on the sample rates below, prospective policyholders can see how researching and comparing rates result in a more informed decision. The difference between the most expensive and lowest rates is $4,206, which could have almost paid for four more years of car insurance at USAA. For non-military drivers, that delta is $3,714 between Progressive Direct Insurance Company and Travelers Home and Marine Company. Read below for the best car insurance companies ranked by premiums.
Find some of the cheap insurance quotes in Virginia with the top insurance companies:
|Insurance Company||Insurance Quote($)|
|USAA General Indemnity||1,600|
|Garrison Property and Casualty Insurance Co||1,637|
|Travelers Home and Marine||1,649|
|Mid Century Insurance Co.||1,826|
|State Farm Mutual Auto Insurance Co.||1,972|
|Erie Insurance Exchange||1,979|
|Government Employees Insurance Co.||2,147|
|State Farm Fire and Casualty||2,334|
|VA Farm Bureau Town & Country||2,365|
|VA Farm Bureau Mutual||2,596|
|Allstate Property and Casualty||2,919|
|Nationwide Property and Casualty Co.||3,036|
|Nationwide General Insurance Co.||3,103|
|Progressive Gulf Insurance Co.||3,516|
|Allstate Insurance Company||3,648|
|Progressive Advanced Insurance Co.||3,735|
|LM (Liberty Mutual) Insurance Corp.||5,246|
|Nationwide Mutual Insurance Co.||5,271|
|Progressive Direct Insurance Co.||5,363|
Cheapest Auto Insurance in Virginia-
Based on research data, the three companies with the cheapest auto insurance rates were USAA, Garrison Property and Casualty Insurance Company, and Traveler’s Home & Marine Company. Since the first two are specialty auto insurers (USAA and Garrison are affiliated companies that provide financial services for members of the military forces), we’ll add two more to the list: GEICO Casualty and Mid Century Insurance (a subsidiary of Farmers Insurance). Annual auto insurance rates for GEICO, Travelers, and Mid Century averaged out to $1,729, which was about 37% cheaper than the average in the state.
Find other resources of Virginia Insurance:
- Virginia Department of Motor Vehicles
- Virginia Insurance Department
- Official State of Virginia website
- Virginia Department of Transportation
Insurance shopping by online has become simple and the customers have varied options with best prices to compare too. This is because; the insurance rates will vary from place to place. Also, if the customer holds more than one insurance policy with a company then he will be eligible for amazing discounts. Hence, scrutinize well, choose the best plan that suits your requirement and buy an ideal insurance policy to have a safe and secured travel which creates memorable moments for lifetime.